After receiving a complaint that E.P. allegedly falsified an application for life insurance by claiming she is the guardian of the complainant’s children, Texas Department of Insurance (“TDI”), filed a Complaint at the State Office of Administrative Hearings, claiming E.P. willfully violated Texas insurance law and engaged in fraudulent acts. TDI sought revocation of E.P.’s license, assessment of an administrative penalty, and issuance of an order that E.P.’s insurance agency cease and desist from engaging in the unauthorized business of insurance. The attorneys at Bertolino, LLP successfully argued that there was no evidence to support any of TDI’s allegations. The judge issued a Proposal for Decision in E.P.’s favor, stating there should be no penalties against E.P.’s license, no administrative penalties, and no cease and desist order against her agency.